Why Getting Pre-qualified Gives You a Buyer’s Advantage!

Our team of local financing experts is ready to guide you through the home-buying process. We are committed to fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home-buying process.

With more than 20 years of mortgage lending experience, I offer clients a level of insight that comes only from decades in the industry. I stay ahead of market trends, guidelines, and lending strategies so borrowers receive clear guidance and smart, well‑matched loan options.

My mission is to make the mortgage process simple, transparent, and stress‑free. I take time to educate clients, communicate proactively, and ensure they feel confident at every step—from application through closing. When you work with me, you gain a seasoned lending professional committed to delivering a smooth experience and helping you achieve your homeownership goals.

Have additional Questions? Have noel shepherd Contact You!

Noel Shepherd

Licensed Mortgage Loan Officer

NMLS# 2122939

Garrett Mortgage powered by LFCU

11864 Canon Blvd. Suite 103 Newport News, VA 23606

Phone: (757) 936-1583

Email: nshepherd@garrettmortgage.com